CTBC Bank USA is taking significant strides to support low- to moderate-income households, thanks to the Community Reinvestment Act, which enables them to offer long-term financial loan services. In addition, the bank participates in community service through volunteer programs at its branches, focusing on providing essential financial education and employment training.
This Mid-Autumn Festival, CTBC Bank USA collaborated with the CTBC Charity Foundation in Taiwan to spotlight its “Trust Support Project.” This initiative is dedicated to supporting entrepreneurial families and aims to raise awareness about the challenges they face, encouraging broader community support for economically disadvantaged groups.
Launched in 2011, the “Trust Support Project” addresses the real needs of economically vulnerable families in Taiwan. By pooling resources from across the organization, it delivers tailored poverty alleviation support and offers an innovative approach to tackling poverty. Over the past decade, the project has successfully equipped many families in Taiwan with the tools they need to overcome poverty.
A spokesperson from CTBC Bank USA stated, “Through this partnership, we aim not only to assist economically disadvantaged families but also to cultivate awareness and inspire greater community involvement in charitable initiatives. Every gift our customers make represents a beacon of hope, providing support and encouragement to these families as we celebrate the Mid-Autumn Festival together.”
Furthermore, CTBC Bank USA continues to utilize the Community Reinvestment Act to meet the financial needs of low- to moderate-income households. The bank also emphasizes community service, offering financial education and job training through its volunteer programs.
In addition to traditional banking services, CTBC offers a financial card that enhances the mobile e-wallet experience, providing customers with secure and convenient transaction options without relying on physical cards. The CTBC eWallet app allows users to track their spending comprehensively and reduces the risk of unauthorized transactions. The bank is deeply committed to safeguarding its clients’ financial security, consistently investing in resources to maintain a safe online banking environment.
Beyond basic deposit services, CTBC Bank offers a variety of mortgage options that accept overseas property documents and credit histories, helping new immigrants achieve their homeownership dreams. Customers can complete the mortgage application process online, while the wealth management team works with clients to create personalized investment plans, preparing them for retirement and securing their families’ futures. Additionally, CTBC Bank is a certified preferred lender by the U.S. Small Business Administration, providing a range of business loans with dedicated, one-on-one service to support many Chinese American enterprises.
With a solid foundation in the United States and a global outlook, CTBC Bank benefits from the substantial resources of its parent company, CTBC Financial Holding (Taiwan). The bank is dedicated to serving the vibrant Chinese community across the U.S., offering a wide range of deposit and loan services, financial management solutions, commercial loans, and comprehensive multinational financial offerings, all while leveraging its advantageous position in the Asia-Pacific region. For more information, visit their official website at www.ctbcbankusa.com.
